Calculators
Freelancer Payment Fee Calculator
Estimate platform, withdrawal, FX, tax reserve and optional crypto conversion deductions.
Net received
2373.85 USD
Total fees
126.15 USD
Tax reserve
474.77 USD
After tax reserve
1899.08 USD
| Platform fee | 3% |
|---|---|
| Withdrawal fee | 15.00 USD |
| FX fee | 1.5% |
| Optional crypto conversion fee | 0% |
Decision framework
Use this calculator before choosing a payout route for client or platform income.
Freelancer payout cost is usually platform fee plus withdrawal, FX and tax reserve. Crypto conversion can be modeled, but it should not be treated as a tax workaround or guaranteed cheaper route.
International client payout
For a 2,000 USD invoice with 3% platform fee, 10 USD withdrawal fee, 1% FX and a 20% tax reserve, the net amount after reserves can be very different from the invoice headline.
Before choosing a payout route
- Keep invoices, statements and tax reserve records.
- Compare client currency with your spending currency.
- Keep at least one backup payout provider.
- Confirm local tax and reporting requirements.
Related next steps
FAQ
Is this tax advice?
No. Use it as a planning estimate and confirm local tax rules with a qualified professional.
Should freelancers use crypto payouts?
Only if the client, records, compliance and conversion risk make sense. Do not use crypto to hide income.
Why model a tax reserve?
It prevents confusing gross invoice income with money available to spend.