Comparisons

Crypto Cards Compared

Compare card type, custody, fees, availability, rewards and travel-use risk notes.

Not financial advice

Crypto cards are not bank deposits. Check official terms, custody model, issuer availability and compliance requirements before loading funds.

Decision framework

Compare crypto cards as a secondary travel payment rail, not as a replacement for regulated banking.

Decision framework

Start with country availability, KYC and issuer model.
Compare real fees before rewards.
Keep a bank or multi-currency backup card.
Treat custody, compliance holds and token volatility as travel risks.

Who this is best for

Users already comfortable with crypto records
Travelers who need a controlled crypto-funded spending option
People comparing card costs before loading funds

When to avoid

You need guaranteed acceptance for hotels or deposits
You expect card spending without identity checks
You cannot tolerate sudden availability changes

Disclosure: affiliate availability does not determine ranking. Check official terms before applying.

Decision shortlist

Crypto spending

Nexo Card

Dual-mode crypto Mastercard for selected European residents.

Custodial platform account risk and collateral risk are central.

Nexo Card product page

Non-custodial

Tria

Self-custodial Visa crypto card with 1,000+ asset support claims.

Self-custody does not remove issuer, network, compliance, smart-contract or token-price risk.

Tria homepage

Sources

RedotPay

Stablecoin payment card with published virtual and physical card fees.

KYC and location restrictions can block use even if the app is visible.

RedotPay services and features

Travel money

Wirex

Crypto and fiat card wallet with regional fee and limit tables.

Card limits and availability vary materially by region.

Wirex fees

Filters7 results

Search productsCategoryRegionCustodyFee levelKYCCard

Tria

Self-custodial Visa crypto card with 1,000+ asset support claims.

4/5

AvailableMixed feesVirtual + physical

Availability: 150+ countries claimed (US, UK, Europe, Canada, LatAm, APAC, MEA); excludes Russia, China, India and US-sanctioned regions
FX: No Tria conversion markup; standard ~1% Visa network fee plus FX on non-USD spend
ATM: Virtual tier limited; Signature and Metal state full ATM access
Cashback: 1.5% Virtual, 4.5% Signature, 6% Metal; 6% applies to the first ~2,000 USD of monthly spend, then ~1% (verify current caps)
KYC: Required
Watchout: Self-custody does not remove issuer, network, compliance, smart-contract or token-price risk.

Best for

Self-custody-focused crypto spending
Comparing crypto card rewards and card tiers

Last checked: 2026-06-22Tria homepage

Review Check terms

Nexo Card

Dual-mode crypto Mastercard for selected European residents.

4/5

Region-dependentHigher setup feesVirtual + physical

Availability: Selected European countries, including EEA and United Kingdom eligibility
FX: As of 2026: weekday FX 0.2% in EEA/UK/CH and 2% rest of world; weekend 0.7% and 2.5%; reduced to zero Nexo FX at Gold and Platinum loyalty tiers (Mastercard network spread still applies)
ATM: Free monthly allowance by loyalty tier (roughly EUR 200 Base up to EUR 2,000 Platinum), then 2% (min about EUR/GBP 1.99)
Cashback: Up to 2% cashback in NEXO token by loyalty tier (Base 0.5%, Silver 0.7%, Gold 1%, Platinum 2%); up to 0.5% if rewards taken in BTC; UK cardholders can no longer earn cashback (regulatory phase-out) but can still spend
KYC: Required
Watchout: Custodial platform account risk and collateral risk are central.

Best for

Existing Nexo users
Eligible European users comparing collateral-backed spending

Last checked: 2026-06-22Nexo Card product page

Review Check terms

Gnosis Pay

Self-custodial Visa debit card spending EURe/GBPe/USDCe from a Safe wallet.

4/5

Region-dependentMixed feesPhysical

Availability: EEA, UK and Switzerland, plus selected other supported countries; more announced
FX: No added FX fee stated; the underlying Visa/stablecoin conversion rate still applies
ATM: Up to 5 withdrawals or 200 EURe/GBPe/USDCe free per month (whichever comes first), then 2% per withdrawal
Cashback: Tiered GNO cashback up to 5% on eligible spend (rate depends on GNO held), plus a 1% boost for OG NFT holders; paid weekly
KYC: Required
Watchout: Gnosis Pay published recovery guidance after a security incident — check the current status before funding.

Best for

Self-custodial stablecoin spending in the EEA/UK/CH
Users who manage a Safe smart account

Last checked: 2026-06-22Gnosis Pay card page

Review Check terms

RedotPay

Stablecoin payment card with published virtual and physical card fees.

3/5

Region-dependentHigher setup feesVirtual + physical

Availability: 158+ countries claimed; United States, Ukraine, Russia and other listed jurisdictions are unsupported
FX: About 1.2% FX markup on non-local-currency spend plus ~1% crypto conversion (roughly 2.2% combined per transaction); an extra ~0.20 USD per transaction can apply after the fifth swipe of the month
ATM: Physical card supports ATM withdrawals; checked 2026 sources list the first ~10,000 USD per month free, then fees apply
Cashback: No standing cashback or staking rewards as of 2026; occasional sign-up promotions may apply
KYC: Required
Watchout: KYC and location restrictions can block use even if the app is visible.

Best for

Supported-country stablecoin spending
Users who need published card issue fees

Last checked: 2026-06-22RedotPay services and features

Review Check terms

Wirex

Crypto and fiat card wallet with regional fee and limit tables.

4/5

Region-dependentHigher setup feesVirtual + physical

Availability: Wirex states 130+ countries; card support varies by country row
FX: Wirex advertises 0% FX markup on in-app exchange; exact spread per currency pair is shown at quote time
ATM: Free monthly ATM allowance (about GBP/EUR 200 on Standard, up to ~1,000 USD on Elite), then 2%
Cashback: Cryptoback paid in WXT: roughly 0.5-2% base, advertised up to 8% with WXT staking and monthly spend thresholds on higher plans
KYC: Required
Watchout: Card limits and availability vary materially by region.

Best for

Mixed fiat and crypto card wallet comparisons
Users who want published ATM allowance tables

Last checked: 2026-06-22Wirex fees

Review Check terms

Crypto.com Card

Exchange-linked prepaid card with regional and tiered fees.

4/5

Region-dependentHigher setup feesVirtual + physical

Availability: Region-specific fee pages include US, Europe, UK, Canada, Singapore, Australia and select GCC markets
FX: US example: 3% on lower/mid tiers for non-USD purchases and ATM withdrawals; no fee on higher tiers
ATM: US example: 2% above monthly free ATM allowance
Cashback: CRO-staked tiers as of 2026: Midnight Blue 0% (no stake), Ruby Steel 2% (~500 USD CRO), Royal Indigo/Jade Green 3% (~5,000 USD), Icy White/Rose Gold 5% (~50,000 USD), Obsidian 5% (~500,000 USD); non-staking spend rewards were removed in late 2025, so cashback now requires maintaining the CRO stake; paid in CRO with a 180-day lock and monthly caps
KYC: Required
Watchout: Exchange-linked custody, compliance reviews and token-tier program changes can affect use.

Best for

Existing Crypto.com app users
Users comparing a specific regional prepaid card tier

Last checked: 2026-06-22Crypto.com card fee collection

Review Check terms

Bybit Card

Exchange-linked Bybit card with regional FX, conversion and ATM fees.

3/5

Region-dependentMixed feesVirtual + physical

Availability: Selected regional programs: Australia, Argentina, Brazil, AIFC, Georgia, Kazakhstan, Asia Pacific, Mexico, EEA, UK and Switzerland terms
FX: Region dependent; EEA/CH example adds 0.5% on top of the Mastercard rate, with wider 1%-7% examples in other regional tables
ATM: 2% after regional free allowance in checked examples
Cashback: Tiered cashback paid in USDT, advertised from 2% up to 10% by spending/holding tier; rates and caps change with campaigns
KYC: Required
Watchout: Exchange custody and regional compliance restrictions can interrupt use.

Best for

Existing Bybit users in supported card regions
Users comparing official fee and limit tables

Last checked: 2026-06-22Bybit Card page

Review Check terms

Comparisons
Product	Best for	Availability	Card and payments	Key fees	Cashback	Official sources	Score	Action
Tria Self-custodial Visa crypto card with 1,000+ asset support claims. Crypto cardMixed fees	Self-custody-focused crypto spending Comparing crypto card rewards and card tiers Not for Users in excluded regions	Available 150+ countries claimed (US, UK, Europe, Canada, LatAm, APAC, MEA); excludes Russia, China, India and US-sanctioned regions Live in 2026 with Virtual, Signature and Metal tiers; confirm onboarding and KYC for your specific country.	Type: Virtual + physical Custody: Non-custodial KYC: Required Apple Pay: Yes Google Pay: Yes	Issue One-time tier fee: Virtual ~25 USD, Signature ~109 USD, Metal ~250 USD; no monthly fee Monthly No monthly fee Annual No annual fee FX No Tria conversion markup; standard ~1% Visa network fee plus FX on non-USD spend ATM Virtual tier limited; Signature and Metal state full ATM access	1.5% Virtual, 4.5% Signature, 6% Metal; 6% applies to the first ~2,000 USD of monthly spend, then ~1% (verify current caps) Watchout Self-custody does not remove issuer, network, compliance, smart-contract or token-price risk.	Tria homepageLast checked: 2026-06-22Data confidence: MediumFresh	Fees: 4/5Overall: 4/5	Review Check terms
Nexo Card Dual-mode crypto Mastercard for selected European residents. Crypto cardHigher setup fees	Existing Nexo users Eligible European users comparing collateral-backed spending Not for Users outside eligible countries	Region-dependent Selected European countries, including EEA and United Kingdom eligibility Nexo states card eligibility is limited to citizens and residents of selected European countries with supported identity documents.	Type: Virtual + physical Custody: Custodial KYC: Required Apple Pay: Yes Google Pay: Yes	Issue Virtual from $50 balance; physical requires $5,000+ assets and Gold tier Monthly No monthly fee stated Annual No annual fee stated FX As of 2026: weekday FX 0.2% in EEA/UK/CH and 2% rest of world; weekend 0.7% and 2.5%; reduced to zero Nexo FX at Gold and Platinum loyalty tiers (Mastercard network spread still applies) ATM Free monthly allowance by loyalty tier (roughly EUR 200 Base up to EUR 2,000 Platinum), then 2% (min about EUR/GBP 1.99)	Up to 2% cashback in NEXO token by loyalty tier (Base 0.5%, Silver 0.7%, Gold 1%, Platinum 2%); up to 0.5% if rewards taken in BTC; UK cardholders can no longer earn cashback (regulatory phase-out) but can still spend Watchout Custodial platform account risk and collateral risk are central.	Nexo Card product pageLast checked: 2026-06-22Data confidence: HighFresh	Fees: 4/5Overall: 4/5	Review Check terms
Gnosis Pay Self-custodial Visa debit card spending EURe/GBPe/USDCe from a Safe wallet. Crypto cardMixed fees	Self-custodial stablecoin spending in the EEA/UK/CH Users who manage a Safe smart account Not for Spending volatile crypto directly	Region-dependent EEA, UK and Switzerland, plus selected other supported countries; more announced Funding currency is region-specific: EURe (EU/EEA/Switzerland), GBPe (UK), USDCe (other supported countries); residents of unsupported countries cannot order.	Type: Physical Custody: Non-custodial KYC: Required Apple Pay: Yes Google Pay: Unknown	Issue A one-time card order fee may apply; confirm the current amount in official terms Monthly No monthly fee stated Annual No annual fee stated FX No added FX fee stated; the underlying Visa/stablecoin conversion rate still applies ATM Up to 5 withdrawals or 200 EURe/GBPe/USDCe free per month (whichever comes first), then 2% per withdrawal	Tiered GNO cashback up to 5% on eligible spend (rate depends on GNO held), plus a 1% boost for OG NFT holders; paid weekly Watchout Gnosis Pay published recovery guidance after a security incident — check the current status before funding.	Gnosis Pay card pageLast checked: 2026-06-22Data confidence: MediumFresh	Fees: 5/5Overall: 4/5	Review Check terms
RedotPay Stablecoin payment card with published virtual and physical card fees. Crypto cardHigher setup fees	Supported-country stablecoin spending Users who need published card issue fees Not for Users in unsupported jurisdictions	Region-dependent 158+ countries claimed; United States, Ukraine, Russia and other listed jurisdictions are unsupported RedotPay publishes both unsupported-citizenship and location-based access restriction lists.	Type: Virtual + physical Custody: Custodial KYC: Required Apple Pay: Yes Google Pay: Yes	Issue Virtual card 10 USD; physical card 100 USD Monthly No monthly fee found in checked 2026 sources Annual No annual fee found in checked 2026 sources FX About 1.2% FX markup on non-local-currency spend plus ~1% crypto conversion (roughly 2.2% combined per transaction); an extra ~0.20 USD per transaction can apply after the fifth swipe of the month ATM Physical card supports ATM withdrawals; checked 2026 sources list the first ~10,000 USD per month free, then fees apply	No standing cashback or staking rewards as of 2026; occasional sign-up promotions may apply Watchout KYC and location restrictions can block use even if the app is visible.	RedotPay services and featuresLast checked: 2026-06-22Data confidence: HighFresh	Fees: 3/5Overall: 3/5	Review Check terms
Wirex Crypto and fiat card wallet with regional fee and limit tables. Crypto cardHigher setup fees	Mixed fiat and crypto card wallet comparisons Users who want published ATM allowance tables Not for Users who need identical terms across countries	Region-dependent Wirex states 130+ countries; card support varies by country row Supported-country and feature tables differ for account, crypto account, card top-up and card availability.	Type: Virtual + physical Custody: Hybrid KYC: Required Apple Pay: Yes Google Pay: Yes	Issue Free card issuance listed in general fee table Monthly Standard plan free; paid Elite plan about 29.99 USD per month for higher rewards and ATM limits Annual No annual card fee found in checked fee table FX Wirex advertises 0% FX markup on in-app exchange; exact spread per currency pair is shown at quote time ATM Free monthly ATM allowance (about GBP/EUR 200 on Standard, up to ~1,000 USD on Elite), then 2%	Cryptoback paid in WXT: roughly 0.5-2% base, advertised up to 8% with WXT staking and monthly spend thresholds on higher plans Watchout Card limits and availability vary materially by region.	Wirex feesLast checked: 2026-06-22Data confidence: HighFresh	Fees: 3/5Overall: 4/5	Review Check terms
Crypto.com Card Exchange-linked prepaid card with regional and tiered fees. Crypto cardHigher setup fees	Existing Crypto.com app users Users comparing a specific regional prepaid card tier Not for Users who need simple global pricing	Region-dependent Region-specific fee pages include US, Europe, UK, Canada, Singapore, Australia and select GCC markets Crypto.com publishes separate prepaid card fee and limit pages by country or residential-address region.	Type: Virtual + physical Custody: Custodial KYC: Required Apple Pay: Yes Google Pay: Yes	Issue No card issue fee on most current tiers; older US physical examples ranged 4.99-29.99 USD Monthly No standard monthly card fee found; US inactivity fee after 12 months may apply Annual No annual card fee found in checked fee tables FX US example: 3% on lower/mid tiers for non-USD purchases and ATM withdrawals; no fee on higher tiers ATM US example: 2% above monthly free ATM allowance	CRO-staked tiers as of 2026: Midnight Blue 0% (no stake), Ruby Steel 2% (~500 USD CRO), Royal Indigo/Jade Green 3% (~5,000 USD), Icy White/Rose Gold 5% (~50,000 USD), Obsidian 5% (~500,000 USD); non-staking spend rewards were removed in late 2025, so cashback now requires maintaining the CRO stake; paid in CRO with a 180-day lock and monthly caps Watchout Exchange-linked custody, compliance reviews and token-tier program changes can affect use.	Crypto.com card fee collectionLast checked: 2026-06-22Data confidence: MediumFresh	Fees: 3/5Overall: 4/5	Review Check terms
Bybit Card Exchange-linked Bybit card with regional FX, conversion and ATM fees. Crypto cardMixed fees	Existing Bybit users in supported card regions Users comparing official fee and limit tables Not for Users outside Bybit Card regions	Region-dependent Selected regional programs: Australia, Argentina, Brazil, AIFC, Georgia, Kazakhstan, Asia Pacific, Mexico, EEA, UK and Switzerland terms Bybit Card fees, limits and physical-card availability differ by regional program.	Type: Virtual + physical Custody: Custodial KYC: Required Apple Pay: Region-dependent Google Pay: Region-dependent	Issue Virtual card free; physical card one-time fee about 5 USD or EUR in EEA/CH (varies by region) Monthly No annual fee in checked fee table; legal terms may differ by region Annual None in checked fee table FX Region dependent; EEA/CH example adds 0.5% on top of the Mastercard rate, with wider 1%-7% examples in other regional tables ATM 2% after regional free allowance in checked examples	Tiered cashback paid in USDT, advertised from 2% up to 10% by spending/holding tier; rates and caps change with campaigns Watchout Exchange custody and regional compliance restrictions can interrupt use.	Bybit Card pageLast checked: 2026-06-22Data confidence: HighFresh	Fees: 3/5Overall: 3/5	Review Check terms

How we evaluate

We score products on fees, availability, transparency, travel usefulness and freelancer usefulness.

Final recommendation

Fees and availability can change. Check official terms before relying on any provider.

Informational content only. This is not financial, tax, legal or investment advice.

Related next steps

Crypto card cost calculatorRelated next steps Crypto cards hubRelated next steps FX fee calculatorRelated next steps

FAQ

Are crypto cards anonymous?

No. Serious card programs usually require identity checks. Do not use cards to evade legal, tax or provider obligations.

Should a crypto card be my main travel card?

Usually no. Keep it secondary unless official terms, fees and support clearly fit your trip.

What should I compare first?

Country support, custody model, KYC, FX, ATM rules, spending fees and support quality.

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