Compare
Bybit Card vs RedotPay
A side-by-side comparison of Bybit Card and RedotPay — fees, FX, ATM access, cashback, custody, availability and travel use — so you can pick the right one or run both as backups.
Exchange-funded card with detailed region-by-region fee tables.
Stablecoin-based card with clear issue fees and strict country exclusions.
| Attribute | Bybit Card | RedotPay |
|---|---|---|
| Best for | Existing Bybit users in supported card regions | Supported-country stablecoin spending |
| Availability | Region-dependent | Region-dependent |
| Type | Virtual + physical | Virtual + physical |
| Custody | Custodial | Custodial |
| KYC | Required | Required |
| FX | Region dependent; EEA/CH example adds 0.5% on top of the Mastercard rate, with wider 1%-7% examples in other regional tables | About 1.2% FX markup on non-local-currency spend plus ~1% crypto conversion (roughly 2.2% combined per transaction); an extra ~0.20 USD per transaction can apply after the fifth swipe of the month |
| ATM | 2% after regional free allowance in checked examples | Physical card supports ATM withdrawals; checked 2026 sources list the first ~10,000 USD per month free, then fees apply |
| Monthly | No annual fee in checked fee table; legal terms may differ by region | No monthly fee found in checked 2026 sources |
| Cashback | Tiered cashback paid in USDT, advertised from 2% up to 10% by spending/holding tier; rates and caps change with campaigns | No standing cashback or staking rewards as of 2026; occasional sign-up promotions may apply |
| Apple Pay | Region-dependent | Yes |
| Google Pay | Region-dependent | Yes |
Choose Bybit Card if
- Existing Bybit users in supported regions
- Users who want a detailed official fee table before deciding
Choose RedotPay if
- Users in supported countries who want stablecoin-funded spending
- Comparing virtual vs physical card setup costs
Related next steps
Not financial advice. Fees, availability and terms change — confirm current official terms with each provider before signing up.
FAQ
Which is cheaper, Bybit Card or RedotPay?
It depends on how you spend. Compare the FX, ATM and monthly fees in the table for your real usage, and remember cashback and rewards only help if you actually redeem them.
Can I use both together?
Often yes. Many travelers keep one as the primary option and the other as a backup rail, which protects you if one has an outage, a block or a regional limit.
Is either a full bank replacement?
Treat both as specialized tools, not insured bank accounts. Keep emergency funds and a backup card from a separate provider.