Compare
Bybit Card vs Wirex
A side-by-side comparison of Bybit Card and Wirex — fees, FX, ATM access, cashback, custody, availability and travel use — so you can pick the right one or run both as backups.
Exchange-funded card with detailed region-by-region fee tables.
Long-running crypto and fiat card wallet with region-specific limits.
| Attribute | Bybit Card | Wirex |
|---|---|---|
| Best for | Existing Bybit users in supported card regions | Mixed fiat and crypto card wallet comparisons |
| Availability | Region-dependent | Region-dependent |
| Type | Virtual + physical | Virtual + physical |
| Custody | Custodial | Hybrid |
| KYC | Required | Required |
| FX | Region dependent; EEA/CH example adds 0.5% on top of the Mastercard rate, with wider 1%-7% examples in other regional tables | Wirex advertises 0% FX markup on in-app exchange; exact spread per currency pair is shown at quote time |
| ATM | 2% after regional free allowance in checked examples | Free monthly ATM allowance (about GBP/EUR 200 on Standard, up to ~1,000 USD on Elite), then 2% |
| Monthly | No annual fee in checked fee table; legal terms may differ by region | Standard plan free; paid Elite plan about 29.99 USD per month for higher rewards and ATM limits |
| Cashback | Tiered cashback paid in USDT, advertised from 2% up to 10% by spending/holding tier; rates and caps change with campaigns | Cryptoback paid in WXT: roughly 0.5-2% base, advertised up to 8% with WXT staking and monthly spend thresholds on higher plans |
| Apple Pay | Region-dependent | Yes |
| Google Pay | Region-dependent | Yes |
Choose Bybit Card if
- Existing Bybit users in supported regions
- Users who want a detailed official fee table before deciding
Choose Wirex if
- Users comparing fiat plus crypto card wallets
- Travelers who want published ATM and country tables
Related next steps
Not financial advice. Fees, availability and terms change — confirm current official terms with each provider before signing up.
FAQ
Which is cheaper, Bybit Card or Wirex?
It depends on how you spend. Compare the FX, ATM and monthly fees in the table for your real usage, and remember cashback and rewards only help if you actually redeem them.
Can I use both together?
Often yes. Many travelers keep one as the primary option and the other as a backup rail, which protects you if one has an outage, a block or a regional limit.
Is either a full bank replacement?
Treat both as specialized tools, not insured bank accounts. Keep emergency funds and a backup card from a separate provider.