Compare
Tria vs Bybit Card
A side-by-side comparison of Tria and Bybit Card — fees, FX, ATM access, cashback, custody, availability and travel use — so you can pick the right one or run both as backups.
Self-custodial Visa crypto card with one-time tier fees and no monthly cost.
Exchange-funded card with detailed region-by-region fee tables.
| Attribute | Tria | Bybit Card |
|---|---|---|
| Best for | Self-custody-focused crypto spending | Existing Bybit users in supported card regions |
| Availability | Available | Region-dependent |
| Type | Virtual + physical | Virtual + physical |
| Custody | Non-custodial | Custodial |
| KYC | Required | Required |
| FX | No Tria conversion markup; standard ~1% Visa network fee plus FX on non-USD spend | Region dependent; EEA/CH example adds 0.5% on top of the Mastercard rate, with wider 1%-7% examples in other regional tables |
| ATM | Virtual tier limited; Signature and Metal state full ATM access | 2% after regional free allowance in checked examples |
| Monthly | No monthly fee | No annual fee in checked fee table; legal terms may differ by region |
| Cashback | 1.5% Virtual, 4.5% Signature, 6% Metal; 6% applies to the first ~2,000 USD of monthly spend, then ~1% (verify current caps) | Tiered cashback paid in USDT, advertised from 2% up to 10% by spending/holding tier; rates and caps change with campaigns |
| Apple Pay | Yes | Region-dependent |
| Google Pay | Yes | Region-dependent |
Choose Tria if
- Self-custody-focused crypto spenders
- Users comparing crypto card reward and travel-perk models
Choose Bybit Card if
- Existing Bybit users in supported regions
- Users who want a detailed official fee table before deciding
Related next steps
Not financial advice. Fees, availability and terms change — confirm current official terms with each provider before signing up.
FAQ
Which is cheaper, Tria or Bybit Card?
It depends on how you spend. Compare the FX, ATM and monthly fees in the table for your real usage, and remember cashback and rewards only help if you actually redeem them.
Can I use both together?
Often yes. Many travelers keep one as the primary option and the other as a backup rail, which protects you if one has an outage, a block or a regional limit.
Is either a full bank replacement?
Treat both as specialized tools, not insured bank accounts. Keep emergency funds and a backup card from a separate provider.